Seeing your home destroyed after a large thunderstorm can be devastating. Most of the time when a bad thunderstorm is threatening the area, you barely have time to find shelter; much less protect your home. A responsible homeowner has a plan before their home suffers from Lockport storm damage.
Do you have the proper home insurance policy?
Is your home going to be covered in the event of a storm?
Is the amount of coverage going to be enough to restore your home?
Thinking about these questions before the storm hits can make your life much easier when it comes to recovering from storm damage. Before you do anything else, stop and make sure that your home is covered for the following:
Water Damage
Hail Damage
Storm Damage
Wind Damage
Fire Damage
Once your home has been affected by a large thunderstorm, you have to start the recovery process. This process can be long and aggravating. These steps should make recovering from Lockport storm damage easier.
Take Pictures of the Damage
When your home has suffered severe and evident storm damage, you should start taking pictures of the damage immediately. The trick to good storm damage recovery is keeping solid records of the damage and the repair process.
You should photograph any outside damage and property damage that has been done to decks or outdoor building too. The interior and exterior photos of your damage should be taken from a variety of different angles to capture the severity of the damage. Keep copies of these photos for your personal records.
Report Your Claims
As soon as you realize that your home has been affected by a large thunderstorm, you should contact your insurance company immediately. The sooner you report your claim, the sooner you can begin the restoration process. Your insurance company should be able to provide you with support and structure for moving your restoration process forward.
To start, you should find an exact copy of your homeowner’s insurance and determine if the damage exceeds your deductible. You will then need to work with your insurance company to get the necessary money and repairs completed. They will be able to recommend a home renovations contractor. From there, you can get a quote from the contractor and report it back to your insurance agency.
Make Temporary Repairs
Once you have made the correct claims with your insurance agency, and you have contacted a Lockport storm damage restoration company, you can proceed to make temporary repairs. These repairs do not have to be major reconstructions, and they do not have to last your family forever. You can start by making sure your home is livable again.
If you have suffered roofing damage, place a tarp or plastic material over your roof to keep your home from being damaged further by additional rain. If you have lost a wall or a large portion of your home, work on closing off that section of your house until you can do more permanent constructions.